SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 19, 2004
Commission File Number: 0-49677
WEST BANCORPORATION, INC.
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(Exact name of Registrant as specified in its charter)
Iowa 42-1230603
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(State of Incorporation) (I.R.S. Employer Indentification No.)
1601 22nd Street, West Des Moines, Iowa 50266
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(Address of principal executive offices)
Registrant's telephone number: 515-222-2300
Item 5. Other Events.
On January 19, 2004, West Bancorporation, Inc. publicly announced the retirement
of two members of its board of directors. The text of the announcement is
included herewith as Exhibit 99.1.
Item 7. Exhibits
(c) Exhibits
99.1 Press Release of West Bancorporation, Inc. dated January 19,
2004.
Item 12. Results of Operations and Financial Condition
On January 19, 2004, West Bancorporation, Inc. (the "Company") issued a
press release announcing earnings for the fourth quarter and year ended December
31, 2003. A copy of the press release is attached as Exhibit 99.1.
The information contained in this Press Release and other financial reports may
contain forward-looking statements about the Company's growth and acquisition
strategies, new products and services, and future financial performance,
including earnings and dividends per share, return on average assets, return on
average equity, efficiency ratio and capital ratio. Certain statements in this
news release constitute "forward-looking statements" within the meaning of the
Private Securities Litigation Reform Act of 1995. Such forward-looking
information is based upon certain underlying assumptions, risks and
uncertainties. Because of the possibility of change in the underlying
assumptions, actual results could differ materially from these forward-looking
statements. Risks and uncertainties that may affect future results include:
competitive pressures, pricing pressures on loans and deposits, actions of bank
and non-bank competitors, changes in local and national economic conditions,
changes in regulatory requirements, actions of the Securities and Exchange
Commission and/or the Federal Reserve Board, and customer's acceptance of the
Company's products and services. The Company undertakes no obligation to revise
or update such statements to reflect current events or circumstances after the
date hereof or to reflect the occurrence of unanticipated events.
SIGNATURES
Pursuant to the requirements of Section 12 of the Securities Exchange
Act of 1934, West Bancorporation, Inc. has caused this Report to be signed on
its behalf by the undersigned hereunto duly authorized.
West Bancorporation, Inc.
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(Registrant)
January 20, 2004 By: /s/ Douglas R. Gulling
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Dated Douglas R. Gulling
Chief Financial Officer
EXHIBIT INDEX
The following exhibit is filed herewith:
Exhibit No. Description
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99.1 Press Release of West Bancorporation, Inc.
dated January 19, 2004