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About Us

Founded in 1727, The Royal Bank of Scotland Group plc (RBS Group) is the holding
company of a large global banking and financial services group, headquartered in
Edinburgh. Globally, RBS Group has a diversified customer base and provides a
wide range of products and services to personal, commercial and large corporate
and institutional customers.

The Royal Bank of Scotland plc (RBS plc), The Royal Bank of Scotland N.V. (RBS
N.V.) and Citizens Financial Group, Inc. are subsidiaries of RBS Group. RBS
Securities Inc., a U.S. registered broker-dealer, member of the Financial
Industry Regulatory Authority (FINRA) and the Securities Investor Protection
Corporation (SIPC), is an indirect wholly-owned subsidiary of RBS plc and an
affiliate of RBS N.V.

For additional information about us, click here.

The Royal Bank of Scotland plc (RBS plc), The Royal Bank of Scotland Group plc,
The Royal Bank of Scotland N.V. (RBS N.V.), RBS Holdings N.V. (collectively, the
RBS Entities) have each filed a registration statement (including a prospectus)
with the Securities and Exchange Commission (SEC) for the offering of RBS ETNs
to which this communication may relate. Before you invest in any RBS ETNs, you
should read the relevant prospectus in such registration statement and other
documents that have been filed with the SEC for more complete information about
the relevant RBS Entities and offerings. You may get these documents for free by
visiting EDGAR on the SEC website at www.sec.gov . Alternatively, RBS N.V., RBS
plc, RBS Securities Inc. or any dealer participating in the relevant offering
will arrange to send you the relevant prospectus and pricing supplements if you
request by calling 1-855 -RBS-ETPS (toll-free).

RBS Americas Headquarters
600 Washington Boulevard
Stamford, CT 06901

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