UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
( ) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting Person
R Eugene Taylor
Bank of America Corporation
NC1-007-57-10
NC, Charlotte 28255
2. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORPORATION (BAC)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Day/Year
2/4/2003
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
( ) Director ( ) 10% Owner (X) Officer (give title below) ( ) Other
(specify below)
President, Consumer and Commercial Banking
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
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Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned |
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1. Title of Security|2. |2A. |3. |4.Securities Acquired (A) |5.Amount of |6.Dir |7.Nature of Indirect |
|Trans-|Exec- |Trans | or Disposed of (D) | Securities |ect | Beneficial Ownership |
|action|ution |action| | Beneficially |(D)or | |
| | | | | | A/| | Owned Following |Indir | |
|Date | Date |Code|V| Amount | D | Price | Reported Trans(s)|ect(I)| |
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Common Stock | | | | | | | |62423 |D | |
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Common Stock |12/31/| |J |V|46.05 |A | |1416.065 |I |Thrift Trust |
| 2002 | |1 | | | | | | | |
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Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned |
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1.Title of |2.Con- |3. |3A. |4. |5.Number of De |6.Date Exer|7.Title and Amount |8.Price|9.Number |10.|11.Nature of|
Derivative |version |Trans- |Deemed|Trans-| rivative Secu |cisable and| of Underlying |of Deri|of Deriva |Dir|Indirect |
Security |or Exer |action | |action| rities Acqui |Expiration | Securities |vative |tive |ect|Beneficial |
|cise | |Execu-| | red(A) or Dis |Date(Month/| |Secu |Securities |(D)|Ownership |
|Price of| |ution | | posed of(D) |Day/Year) | |rity |Benefi |or | |
|Deriva- | | | | |Date |Expir| | |ficially |Ind| |
|tive | | | | | A/|Exer-|ation| Title and Number | |Owned Follow|ire| |
|Secu- |(Month/|(Month| | | | D |cisa-|Date | of Shares | |ing Reported|ct | |
|rity |Day/ |/Day/ |Code|V| Amount | |ble | | | |Trans- |(I)| |
| |Year) |Year) | | | | | | | | |action(s) | | |
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Preferred, Se| |12/31/ | |J |V|6.6 |A | | |Common Stock|11.088 | |233.97 |D | |
ries C | |2002 | |2 | | | | | | | | | | | |
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Option, Right|$48.4375| | | | | | | |01/03|Common Stock| | |150000 |D | |
to buy | | | | | | | | |/2010| | | | | | |
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Option, Right|$53.28 | | | | | | | |01/31|Common Stock| | |240000 |D | |
to Buy | | | | | | | | |/2011| | | | | | |
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Option, Right|$61.36 | | | | | | | |2/01/|Common Stock| | |250000 |D | |
to Buy | | | | | | | | |2012 | | | | | | |
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Option, Right|$70.03 |2/3/ 20| |A | |100000 |A |3 |02/03|Common Stock|100000 |$70.03 |100000 |D | |
to buy | |03 | | | | | | |/2013| | | | | | |
| | | | | | | | | 3 | | | | | | |
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Option, Right|$26.8125| | | | | | | |7/01/|Common Stock| | |150000 |D | |
to Buy | | | | | | | | |2005 | | | | | | |
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Option, Right|$60.75 | | | | | | | |1/02/|Common Stock| | |21000 |D | |
to buy | | | | | | | | |2008 | | | | | | |
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Option, Right|$79.9375| | | | | | | |7/01/|Common Stock| | |100000 |D | |
to Buy | | | | | | | | |2008 | | | | | | |
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Explanation of Responses:
1. Shares acquired were exempt acquisitions pursuant to Rule 16b-3(c) under
Bank of America Corporation 401(k) Plan.
2. Each share of Series C Preferred stock is convertible into 1.68 shares of
common stock of Bank of America Corporation.
3. These options fully vest on February 3, 2006.
SIGNATURE OF REPORTING PERSON
R Eugene Taylor
R. Eugene Taylor