Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Schneider Ryan M.
 2. Date of Event Requiring Statement (Month/Day/Year)
12/10/2007		 3. Issuer Name and Ticker or Trading Symbol
CAPITAL ONE FINANCIAL CORP [COF]
(Last)
(First)
(Middle)
1680 CAPITAL ONE DRIVE		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
President, Card
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

MCLEAN, VA 22102		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 41,392
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (Right to Buy) 01/25/2006 12/12/2011 Common Stock 1,597 $ 83.96 D  
Employee Stock Option (Right to Buy) 07/26/2006 12/12/2011 Common Stock 834 $ 84.62 D  
Employee Stock Option (Right to Buy) 08/02/2006 12/12/2011 Common Stock 971 $ 82.84 D  
Employee Stock Option (Right to Buy) 01/27/2007 12/12/2011 Common Stock 3,098 $ 77.28 D  
Employee Stock Option (Right to Buy) 01/27/2007 12/12/2011 Common Stock 2,915 $ 77.28 D  
Employee Stock Option (Right to Buy) 01/25/2006 12/05/2012 Common Stock 142 $ 83.96 D  
Employee Stock Option (Right to Buy) 07/26/2006 12/05/2012 Common Stock 1,238 $ 84.62 D  
Employee Stock Option (Right to Buy) 01/27/2007 12/14/2013 Common Stock 1,155 $ 77.28 D  
Employee Stock Option (Right to Buy) 02/07/2007 12/14/2013 Common Stock 5,056 $ 78.24 D  
Employee Stock Option (Right to Buy) 04/26/2007 12/14/2013 Common Stock 945 $ 82.3 D  
Employee Stock Option (Right to Buy) 08/08/2007 12/14/2013 Common Stock 2,210 $ 82.1 D  
Employee Stock Option (Right to Buy)   (1) 03/14/2015 Common Stock 15,650 $ 78.71 D  
Employee Stock Option (Right to Buy)   (2) 03/02/2016 Common Stock 17,890 $ 88.81 D  
Employee Stock Option (Right to Buy)   (3) 03/01/2017 Common Stock 26,650 $ 76.79 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Schneider Ryan M.
1680 CAPITAL ONE DRIVE
MCLEAN, VA 22102		       President, Card  

Signatures

/s/ Tangela S. Richter (POA on file) for Ryan M. Schneider 12/12/2007
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) This option became exercisable in 33 1/3% increments beginning on March 15, 2006 and annually thereafter.
(2) This option became exercisable in 33 1/3% increments beginning on March 3, 2007 and annually thereafter.
(3) This option becomes exercisable in 33 1/3% increments beginning on March 2, 2008 and annually thereafter.

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