UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported): September 18, 2007
                                                        ------------------

                        NEW YORK COMMUNITY BANCORP, INC.
                        --------------------------------
             (Exact name of registrant as specified in its charter)


          Delaware                        1-31565                 06-1377322
--------------------------------  ------------------------  --------------------
(State or other jurisdiction of    Commission File Number      (I.R.S. Employer
 incorporation or organization)                              Identification No.)


                  615 Merrick Avenue, Westbury, New York 11590
                  --------------------------------------------
                    (Address of principal executive offices)

                                 (516) 683-4100
                                ----------------
              (Registrant's telephone number, including area code)

                                 Not applicable
                                ----------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17
    CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))



                           CURRENT REPORT ON FORM 8-K
                           --------------------------


Item 8.01 Other Events
          ------------

          On September 18, 2007, New York Community Bancorp, Inc. (the
          "Company") issued a press release announcing that the Company's
          prospective acquisition of Synergy Financial Group, Inc. ("Synergy")
          was approved by Synergy's shareholders at a special meeting held
          earlier in the day. A copy of the press release is attached hereto as
          Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits
          ---------------------------------

     (d)  Attached as Exhibit 99.1 is the press release issued by the Company on
          September 18, 2007 to announce that Synergy's shareholders approved
          the acquisition of Synergy by the Company.



                                    SIGNATURE
                                    ---------


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date:  September 18, 2007                       NEW YORK COMMUNITY BANCORP, INC.
       ------------------


                                                /s/ Ilene A. Angarola
                                                --------------------------------
                                                Ilene A. Angarola
                                                First Senior Vice President
                                                and Director, Investor Relations



                                  EXHIBIT INDEX
                                  -------------

Exhibit 99.1          Press release issued by the Company on September 18, 2007.