Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Meyers Robert N.
 2. Date of Event Requiring Statement (Month/Day/Year)
05/15/2012		 3. Issuer Name and Ticker or Trading Symbol
Howard Bancorp Inc [HBMD]
(Last)
(First)
(Middle)
6011 UNIVERSITY BLVD., SUITE 370		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

ELLICOTT CITY, MD 21043		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 31,918
D
 
Common Stock 3,700
I
By Wife's IRA

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Director stock options 12/31/2004 12/31/2014 Common Stock 315 $ 10 D  
Director stock options 04/13/2005 04/13/2015 Common Stock 136 $ 10.25 D  
Director stock options 07/13/2005 07/13/2015 Common Stock 216 $ 10.25 D  
Director stock options 10/12/2005 10/12/2015 Common Stock 170 $ 10.5 D  
Director stock options 12/27/2005 12/27/2015 Common Stock 220 $ 11 D  
Director stock options 01/10/2007 01/10/2017 Common Stock 330 $ 13.99 D  
Director stock options 04/11/2007 04/11/2017 Common Stock 300 $ 14 D  
Director stock options 07/11/2007 07/11/2017 Common Stock 360 $ 14.25 D  
Director stock options 10/09/2007 10/09/2017 Common Stock 160 $ 12.5 D  
Director stock options 01/15/2008 01/15/2018 Common Stock 570 $ 11 D  
Director stock options 04/15/2008 04/15/2018 Common Stock 280 $ 11 D  
Director stock options 07/15/2008 07/15/2018 Common Stock 430 $ 11.5 D  
Director stock options 10/01/2008 10/01/2018 Common Stock 458 $ 10.45 D  
Director stock options 12/31/2008 12/31/2018 Common Stock 1,180 $ 10.2 D  
Director stock options 03/31/2009 03/31/2019 Common Stock 947 $ 8.5 D  
Director stock options 06/30/2009 06/30/2019 Common Stock 1,137 $ 7.65 D  
Director stock options 09/30/2009 09/30/2019 Common Stock 729 $ 8.5 D  
Warrants to purchase common stock 12/15/2005 08/09/2014 Common Stock 2,574 $ 10 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Meyers Robert N.
6011 UNIVERSITY BLVD., SUITE 370
ELLICOTT CITY, MD 21043		   X      

Signatures

George Coffman, Attorney in Fact for Robert N. Meyers 05/24/2012
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, See Instruction 6 for procedure.

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