SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2003 METRIS COMPANIES INC. (Exact name of registrant as specified in its charter) Delaware 1-12351 41-1849591 (State of Incorporation) (Commission File Number) (IRS Employer Identification No.) 10900 Wayzata Boulevard, Minnetonka, Minnesota 55305 (Address of principal executive offices) (Zip Code) (952) 525-5020 (Registrant's telephone number) Item 5. Other Events On July 29, 2003, Metris Companies Inc. issued a press release reporting the sale of the membership and warranty products and operations of its enhancement services business. Attached hereto as Exhibit 99.1 and incorporated herein by reference is a copy of that press release. Item 7.(c) Exhibits 99.1 Press release of Metris Companies Inc. dated July 29, 2003, reporting the sale of the membership and warranty products and operations of its enhancement services business. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. METRIS COMPANIES INC. By /s/David D. Wesselink David D. Wesselink Chairman and Chief Executive Officer Dated: July 29, 2003