NICK

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934

(Amendment No. 1)*


Nicholas Financial INC
(Name of Issuer)

Common Stock
(Title of Class of Securities)

65373J209
(CUSIP Number)

November 2, 2015
(Date of Event Which Requires Filing of This Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

[] Rule 13d-1 (b)
[X]Rule 13d-1 (c)
[] Rule 13d-1 (d)

* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 (the "Act") or otherwise subject to the liabilities of that
section of the Act, but shall be subject to all other provisions of the Act
(however, see the Notes).

1.	Names of Reporting Persons
	I.R.S. Identification No. of above persons (entities only)

Peters MacGregor Capital Management Limited ("PMCM")


2.	Check the appropriate box if a member of a group

(a) []
(b) []


3.	SEC Use Only


4.	Citizenship or Place of Organization

Australia


Number of 		5.	SOLE VOTING POWER 	 	8,308

Shares
			6.	SHARED VOTING POWER	        55,038
Beneficially

Owned by		7.	SOLE DISPOSITIVE POWER		8,308

Each Reporting
			8.	SHARED DISPOSITIVE POWER	55,038
Person With:


9.	Aggregate amount beneficially owned by each reporting person

	63,346


10.	Check if the aggregate amount in row (9) excludes certain shares

	[]

11.	Percent of class Represented by amount in row (9)

	0.82%


12.	Type of Reporting Person

	IA


Item 1.

(a) Name of Issuer: 	NICHOLAS FINANCIAL INC

(b) Address of Issuer: 	2454 McMullen-Booth Road, Building C, Suite 501.
                        Clearwater. FL 33759


Item 2.

(a) Name of Person Filing:  Leslie Wayne Peters

(b) Address of Person Filing: Suite 1801A, 101 Grafton Street,
                              Bondi Junction. 2022. Australia

(c) Citizenship: Australia

(d) Title of Class of Securities:  Common Stock

(e) Cusip Number: 65373J209


Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b)
or (c), check whether the person filing is a:

Item 3 is Not Applicable.


Item 4.  Ownership

(a) Amount Beneficially Owned:

Leslie Wayne Peters has direct control over 8,308 shares and in his capacity
as Director and Chief Investment Officer of Peters MacGregor Capital
Management Limited ('PMCM'), has shared voting power over 55,038 shares of
the Issuer which are held under investment agreements on behalf of clients
of Peters MacGregor Capital Management Limited.

(b) Percent of Class:
	0.82%

(c) Number of shares as to which such person has:

   (i)   sole power to vote or to direct the vote		  8,308

   (ii)  shared power to vote or to direct the vote		  55,038

   (iii) sole power to dispose or to direct the disposition of	  8,308

   (iv)  shared power to dispose or to direct the disposition of  55,038


Item 5. Ownership of Five Percent or Less of Class:

If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of
more than five percent of the class of securities, check the following: [X]


Item 6. Ownership of More than Five Percent on Behalf of Another Person:

Not Applicable.


Item 7. Identification and Classification of the Subsidiary Which
Acquired the Security Being Reported on by the Parent Holding Company:

Not Applicable.


Item 8. Identification and Classification of Members of the Group:

Not Applicable.


Item 9. Notice of Dissolution of Group:

Not Applicable.


Item 10. Certification:

By signing below I certify that, to the best of my knowledge and belief,
the securities referred to above were acquired in the ordinary course of
business and were not acquired for the purpose of and do not have the
effect of changing or influencing the control of the issuer of such
securities and were not acquired in connection with or as a participant
in any transaction having such purposes or effect.



Signature:

After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct.

Date: November 2, 2015

/s/ L Wayne Peters

Name: L Wayne Peters
Title: Director