Edgar Filing: LATIN AMERICAN EXPORT BANK

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 6-K

Report of Foreign Private Issuer
Pursuant to Rule 13a-16 Or 15d-16 Of The
Securities Exchange Act of 1934

For the month of March, 2005

BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.

(Exact name of Registrant as specified in its Charter)

LATIN AMERICAN EXPORT BANK
(Translation of Registrant’s name into English)

Calle 50 y Aquilino de la Guardia
Apartado 6-1497
El Dorado, Panama City
Republic of Panama
(Address of Registrant’s Principal Executive Offices)

(Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.)

Form 20-F

Form 40-F

(Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing information to the Commission pursuant to Rule 12g-3-2(b) under the Securities Exchange Act of 1934.)

Yes

(If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b). 82__.)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized.

March 23, 2005

	BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.

	By:	/s/ PEDRO TOLL

	Name:	Pedro Toll
	Title:	Deputy Manager

		March 21, 2005
	BANCO LATINOAMERICANO DE EXPORTACIONES BALANCE SHEETS* December 2004 and January 2005 (In Balboas)**

					2004

Description	Absolute		%		December

LIQUID ASSETS		-27,929,668.72		-18.05		154,765,632.34
Local Deposits in Banks		3,281.49		2.55		128,486.56
Demand		3,281.49		2.55		128,486.56
Time		0.00		0.00		0.00
Foreign Deposits in Banks		-27,939,843.03		-18.08		154,527,646.17
Demand		310,156.97		22.51		1,377,646.17
Time		-28,250,000.00		-18.45		153,150,000.00
Less Allowance		0.00		0.00		0.00
Local		0.00		0.00		0.00
Foreign		0.00		0.00		0.00
Others		6,892.82		6.29		109,499.61
CREDIT PORTFOLIO		-135,045,664.94		-5.78		2,335,333,746.88
Local		-10,265,145.56		-3.24		316,462,763.13
Foreign		-137,953,007.42		-6.49		2,125,223,091.05
Less Allowance		-13,172,488.04		-12.39		106,352,107.30
Local		-4,802,725.25		-15.02		31,974,024.79
Foreign		-8,369,762.79		-11.25		74,378,082.51
INVESTMENT SECURITIES		24,575,713.69		12.43		197,784,333.38
Local		0.00		0.00		0.00
Foreign		24,575,713.69		12.43		197,784,333.38
Less Allowance		0.00		0.00		0.00
Local		0.00		0.00		0.00
Foreign		0.00		0.00		0.00
OTHER ASSETS		1,628,530.91		2.86		57,003,647.40
Local		162,663.61		2.77		5,872,777.14
Foreign		1,465,867.30		2.87		51,130,870.26
TOTAL ASSETS		-136,771,089.06		-4.98		2,744,887,360.00
DEPOSITS		-113,983,359.44		-13.19		864,159,586.65
Local		-9,524,586.07		-13.66		69,749,340.19
Government		0.00		0.00		0.00
Customers		2,424.32		5.26		46,100.25
Demand		2,424.32		5.26		46,100.25
Time		0.00		0.00		0.00
Savings		0.00		0.00		0.00
From Banks		-9,527,010.39		-13.67		69,703,239.94
Demand		-4,907,888.12		-36.08		13,602,639.88
Time		-4,619,122.27		-8.23		56,100,600.06
Foreign		-104,458,773.37		-13.15		794,410,246.46
Government		0.00		0.00		0.00
Customers		-4,993,466.35		-13.70		36,435,727.50
Demand		6,533.65		0.53		1,242,527.50
Time		-5,000,000.00		-14.21		35,193,200.00
Savings		0.00		0.00		0.00
From Banks		-99,465,307.02		-13.12		757,974,518.96
Demand		-89,426.69		-1.16		7,727,920.49
Time		-99,375,880.33		-13.25		750,246,598.47
BORROWINGS		-24,346,513.76		-2.18		1,116,199,364.39
Local		0.00		0.00		30,926,544.85
Foreign		-24,346,513.76		-2.24		1,085,272,819.54
OTHER LIABILITIES		-10,130,851.10		-9.80		103,368,084.51
Local		-245,086.27		-5.48		4,470,618.48
Foreign		-9,885,764.83		-10.00		98,897,466.03
STOCKHOLDERS´ EQUITY		11,689,635.24		1.77		661,160,324.45
Capital		344,732.37		0.11		320,792,434.48
Capital Reserves		0.00		0.00		95,210,153.67
Other Reserves		0.00		0.00		0.00
Retained Earnings		141,402,941.68		145.35		97,282,598.77
Net Income		-130,045,549.65		-91.72		141,792,663.21
Gain or Loss in Securities available for sale		-12,489.16		-0.21		6,082,474.32
Subordinated Debt		0.00		0.00		0.00
LIABILITIES AND STOCKHOLDER’S EQUITY		-136,771,089.06		-4.98		2,744,887,360.00

	2005

Description	January		February		March		April

LIQUID ASSETS		126,835,963.62		0.00		0.00		0.00
Local Deposits in Banks		131,768.05		0.00		0.00		0.00
Demand		131,768.05
Time		0.00		0.00		0.00		0.00
Foreign Deposits in Banks		126,587,803.14		0.00		0.00		0.00
Demand		1,687,803.14
Time		124,900,000.00
Less Allowance		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		0.00		0.00		0.00		0.00
Others		116,392.43
CREDIT PORTFOLIO		2,200,288,081.94		0.00		0.00		0.00
Local		306,197,617.57
Foreign		1,987,270,083.63
Less Allowance		93,179,619.26		0.00		0.00		0.00
Local		27,171,299.54
Foreign		66,008,319.72
INVESTMENT SECURITIES		222,360,047.07		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		222,360,047.07
Less Allowance		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		0.00		0.00		0.00		0.00
OTHER ASSETS		58,632,178.31		0.00		0.00		0.00
Local		6,035,440.75
Foreign		52,596,737.56
TOTAL ASSETS		2,608,116,270.94		0.00		0.00		0.00
DEPOSITS		750,176,227.21		0.00		0.00		0.00
Local		60,224,754.12		0.00		0.00		0.00
Government		0.00		0.00		0.00		0.00
Customers		48,524.57		0.00		0.00		0.00
Demand		48,524.57		0.00		0.00		0.00
Time		0.00		0.00		0.00		0.00
Savings		0.00		0.00		0.00		0.00
From Banks		60,176,229.55		0.00		0.00		0.00
Demand		8,694,751.76
Time		51,481,477.79
Foreign		689,951,473.09		0.00		0.00		0.00
Government		0.00		0.00		0.00		0.00
Customers		31,442,261.15		0.00		0.00		0.00
Demand		1,249,061.15
Time		30,193,200.00
Savings		0.00		0.00		0.00		0.00
From Banks		658,509,211.94		0.00		0.00		0.00
Demand		7,638,493.80
Time		650,870,718.14
BORROWINGS		1,091,852,850.63		0.00		0.00		0.00
Local		30,926,544.85
Foreign		1,060,926,305.78
OTHER LIABILITIES		93,237,233.41		0.00		0.00		0.00
Local		4,225,532.21
Foreign		89,011,701.20
STOCKHOLDERS´ EQUITY		672,849,959.69		0.00		0.00		0.00
Capital		321,137,166.85
Capital Reserves		95,210,153.67
Other Reserves		0.00		0.00		0.00		0.00
Retained Earnings		238,685,540.45
Net Income		11,747,113.56
Gain or Loss in Securities available for sale		6,069,985.16
Subordinated Debt		0.00
LIABILITIES AND STOCKHOLDER’S EQUITY		2,608,116,270.94		0.00		0.00		0.00

	2005

Description	May		June		July		August

LIQUID ASSETS		0.00		0.00		0.00		0.00
Local Deposits in Banks		0.00		0.00		0.00		0.00
Demand
Time		0.00		0.00		0.00		0.00
Foreign Deposits in Banks		0.00		0.00		0.00		0.00
Demand
Time
Less Allowance		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		0.00		0.00		0.00		0.00
Others
CREDIT PORTFOLIO		0.00		0.00		0.00		0.00
Local
Foreign
Less Allowance		0.00		0.00		0.00		0.00
Local
Foreign
INVESTMENT SECURITIES		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign
Less Allowance		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		0.00		0.00		0.00		0.00
OTHER ASSETS		0.00		0.00		0.00		0.00
Local
Foreign
TOTAL ASSETS		0.00		0.00		0.00		0.00
DEPOSITS		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Government		0.00		0.00		0.00		0.00
Customers		0.00		0.00		0.00		0.00
Demand		0.00		0.00		0.00		0.00
Time		0.00		0.00		0.00		0.00
Savings		0.00		0.00		0.00		0.00
From Banks		0.00		0.00		0.00		0.00
Demand
Time
Foreign		0.00		0.00		0.00		0.00
Government		0.00		0.00		0.00		0.00
Customers		0.00		0.00		0.00		0.00
Demand
Time
Savings		0.00		0.00		0.00		0.00
From Banks		0.00		0.00		0.00		0.00
Demand
Time
BORROWINGS		0.00		0.00		0.00		0.00
Local
Foreign
OTHER LIABILITIES		0.00		0.00		0.00		0.00
Local
Foreign
STOCKHOLDERS´ EQUITY		0.00		0.00		0.00		0.00
Capital
Capital Reserves
Other Reserves		0.00		0.00		0.00		0.00
Retained Earnings
Net Income
Gain or Loss in Securities available for sale
Subordinated Debt
LIABILITIES AND STOCKHOLDER’S EQUITY		0.00		0.00		0.00		0.00

	2005

Description	September		October		November		December

LIQUID ASSETS		0.00		0.00		0.00		0.00
Local Deposits in Banks		0.00		0.00		0.00		0.00
Demand
Time		0.00		0.00		0.00		0.00
Foreign Deposits in Banks		0.00		0.00		0.00		0.00
Demand
Time
Less Allowance		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		0.00		0.00		0.00		0.00
Others
CREDIT PORTFOLIO		0.00		0.00		0.00		0.00
Local
Foreign
Less Allowance		0.00		0.00		0.00		0.00
Local
Foreign
INVESTMENT SECURITIES		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign
Less Allowance		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Foreign		0.00		0.00		0.00		0.00
OTHER ASSETS		0.00		0.00		0.00		0.00
Local
Foreign
TOTAL ASSETS		0.00		0.00		0.00		0.00
DEPOSITS		0.00		0.00		0.00		0.00
Local		0.00		0.00		0.00		0.00
Government		0.00		0.00		0.00		0.00
Customers		0.00		0.00		0.00		0.00
Demand		0.00		0.00		0.00		0.00
Time		0.00		0.00		0.00		0.00
Savings		0.00		0.00		0.00		0.00
From Banks		0.00		0.00		0.00		0.00
Demand
Time
Foreign		0.00		0.00		0.00		0.00
Government		0.00		0.00		0.00		0.00
Customers		0.00		0.00		0.00		0.00
Demand
Time
Savings		0.00		0.00		0.00		0.00
From Banks		0.00		0.00		0.00		0.00
Demand
Time
BORROWINGS		0.00		0.00		0.00		0.00
Local
Foreign
OTHER LIABILITIES		0.00		0.00		0.00		0.00
Local
Foreign
STOCKHOLDERS´ EQUITY		0.00		0.00		0.00		0.00
Capital
Capital Reserves
Other Reserves		0.00		0.00		0.00		0.00
Retained Earnings
Net Income
Gain or Loss in Securities available for sale
Subordinated Debt
LIABILITIES AND STOCKHOLDER’S EQUITY		0.00		0.00		0.00		0.00

* Includes only Panama - New York accounts.

**Monetary unit at par and equivalent with US$ dollars.

This is a free translation from Spanish original version, taken from the monthly publication of the Republica de Panamá Superintendencia de Bancos (website: http://www.superbancos.gob.pa).

March 21, 2005

Message

STATEMENTS OF INCOME *
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
January 2005

(In Balboas)**

Description	January		February		March		I Quarter

Interest Income		9,109,529.14		0.00		0.00		9,109,529.14
Loans		7,987,032.78						7,987,032.78
Deposits		272,712.32						272,712.32
Investments		849,784.04						849,784.04
Interest Expense		4,727,393.98		0.00		0.00		4,727,393.98
Interest		4,719,229.04						4,719,229.04
Commissions		8,164.94						8,164.94
Net Interest Income		4,382,135.16		0.00		0.00		4,382,135.16
Other Income		346,038.36		0.00		0.00		346,038.36
Commissions		334,501.70						334,501.70
Foreign currency operations		11,536.66						11,536.66
Other Income								0.00
Operating Income		4,728,173.52		0.00		0.00		4,728,173.52
Operating Expenses		6,157,781.05		0.00		0.00		6,157,781.05
Administrative expenses		919,974.84						919,974.84
General expenses		193,085.86						193,085.86
Depreciation		79,400.74						79,400.74
Other expenses		4,965,319.61						4,965,319.61
Net Income before provision for loan losses		-1,429,607.53						-1,429,607.53
Provision for loan losses		-13,176,721.09						-13,176,721.09
Net Income		11,747,113.56		0.00		0.00		11,747,113.56

Description	April		May		June		II Quarter

Interest Income		0.00		0.00		0.00		0.00
Loans								0.00
Deposits								0.00
Investments								0.00
Interest Expense		0.00		0.00		0.00		0.00
Interest								0.00
Commissions								0.00
Net Interest Income		0.00		0.00		0.00		0.00
Other Income		0.00		0.00		0.00		0.00
Commissions								0.00
Foreign currency operations								0.00
Other Income								0.00
Operating Income		0.00		0.00		0.00		0.00
Operating Expenses		0.00		0.00		0.00		0.00
Administrative expenses								0.00
General expenses								0.00
Depreciation								0.00
Other expenses								0.00
Net Income before provision for loan losses								0.00
Provision for loan losses								0.00
Net Income		0.00		0.00		0.00		0.00

Description	July		August		September		III Quarter

Interest Income		0.00		0.00		0.00		0.00
Loans								0.00
Deposits								0.00
Investments								0.00
Interest Expense		0.00		0.00		0.00		0.00
Interest								0.00
Commissions								0.00
Net Interest Income		0.00		0.00		0.00		0.00
Other Income		0.00		0.00		0.00		0.00
Commissions								0.00
Foreign currency operations								0.00
Other Income								0.00
Operating Income		0.00		0.00		0.00		0.00
Operating Expenses		0.00		0.00		0.00		0.00
Administrative expenses								0.00
General expenses								0.00
Depreciation								0.00
Other expenses								0.00
Net Income before provision for loan losses								0.00
Provision for loan losses								0.00
Net Income		0.00		0.00		0.00		0.00

Description	October		November		December		IV Quarter		Year to date

Interest Income		0.00		0.00		0.00		0.00		9,109,529.14
Loans								0.00		7,987,032.78
Deposits								0.00		272,712.32
Investments								0.00		849,784.04
Interest Expense		0.00		0.00		0.00		0.00		4,727,393.98
Interest								0.00		4,719,229.04
Commissions								0.00		8,164.94
Net Interest Income		0.00		0.00		0.00		0.00		4,382,135.16
Other Income		0.00		0.00		0.00		0.00		346,038.36
Commissions								0.00		334,501.70
Foreign currency operations								0.00		11,536.66
Other Income								0.00		0.00
Operating Income		0.00		0.00		0.00		0.00		4,728,173.52
Operating Expenses		0.00		0.00		0.00		0.00		6,157,781.05
Administrative expenses								0.00		919,974.84
General expenses								0.00		193,085.86
Depreciation								0.00		79,400.74
Other expenses								0.00		4,965,319.61
Net Income before provision for loan losses								0.00		-1,429,607.53
Provision for loan losses								0.00		-13,176,721.09
Net Income		0.00		0.00		0.00		0.00		11,747,113.56


*	Includes only Panama - New York accounts.
**	Monetary unit at par and equivalent with US$ dollars.

*This is a free translation from Spanish original version, taken from the monthly publication of the Republica de Panamá Superintendencia de Bancos (website: http://www.superbancos.gob.pa).*

	21 de Marzo 2005
	BANCO LATINOAMERICANO DE EXPORTACIONES BALANCE DE SITUACIÓN DE DICIEMBRE 2004 Y ENERO 2005 (En Balboas)

					2004

Descripción	Absoluta		%		Diciembre

ACTIVOS LIQUIDOS		-27,929,668.72		-18.05		154,765,632.34
Depositos Locales en Bancos		3,281.49		2.55		128,486.56
A la Vista		3,281.49		2.55		128,486.56
A Plazo		0.00		0.00		0.00
Depositos Extranjeros en Bancos		-27,939,843.03		-18.08		154,527,646.17
A la Vista		310,156.97		22.51		1,377,646.17
A Plazo		-28,250,000.00		-18.45		153,150,000.00
Menos Provisiones		0.00		0.00		0.00
Locales		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00
Otros		6,892.82		6.29		109,499.61
CARTERA CREDITICIA		-135,045,664.94		-5.78		2,335,333,746.88
Locales		-10,265,145.56		-3.24		316,462,763.13
Extranjero		-137,953,007.42		-6.49		2,125,223,091.05
Menos Provisiones		-13,172,488.04		-12.39		106,352,107.30
Locales		-4,802,725.25		-15.02		31,974,024.79
Extranjero		-8,369,762.79		-11.25		74,378,082.51
INVERSIONES EN VALORES		24,575,713.69		12.43		197,784,333.38
Locales		0.00		0.00		0.00
Extranjero		24,575,713.69		12.43		197,784,333.38
Menos Provisiones		0.00		0.00		0.00
Locales		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00
OTROS ACTIVOS		1,628,530.91		2.86		57,003,647.40
Locales		162,663.61		2.77		5,872,777.14
Extranjero		1,465,867.30		2.87		51,130,870.26
TOTAL DE ACTIVOS		-136,771,089.06		-4.98		2,744,887,360.00
DEPOSITOS		-113,983,359.44		-13.19		864,159,586.65
Locales		-9,524,586.07		-13.66		69,749,340.19
Oficiales		0.00		0.00		0.00
De Particuales		2,424.32		5.26		46,100.25
A la Vista		2,424.32		5.26		46,100.25
A Plazo		0.00		0.00		0.00
De Ahorros		0.00		0.00		0.00
De Bancos		-9,527,010.39		-13.67		69,703,239.94
A la Vista		-4,907,888.12		-36.08		13,602,639.88
A Plazo		-4,619,122.27		-8.23		56,100,600.06
Extranjero		-104,458,773.37		-13.15		794,410,246.46
Oficiales		0.00		0.00		0.00
De Particulares		-4,993,466.35		-13.70		36,435,727.50
A la Vista		6,533.65		0.53		1,242,527.50
A Plazo		-5,000,000.00		-14.21		35,193,200.00
De Ahorros		0.00		0.00		0.00
De Bancos		-99,465,307.02		-13.12		757,974,518.96
A la Vista		-89,426.69		-1.16		7,727,920.49
A Plazo		-99,375,880.33		-13.25		750,246,598.47
OBLIGACIONES		-24,346,513.76		-2.18		1,116,199,364.39
Locales		0.00		0.00		30,926,544.85
Extranjero		-24,346,513.76		-2.24		1,085,272,819.54
OTROS PASIVOS		-10,130,851.10		-9.80		103,368,084.51
Locales		-245,086.27		-5.48		4,470,618.48
Extranjero		-9,885,764.83		-10.00		98,897,466.03
PATRIMONIO		11,689,635.24		1.77		661,160,324.45
Capital		344,732.37		0.11		320,792,434.48
Reservas de Capital		0.00		0.00		95,210,153.67
Otras Reservas		0.00		0.00		0.00
Utilidad de Periodos Anteriores		141,402,941.68		145.35		97,282,598.77
Utilidad de Periodo		-130,045,549.65		-91.72		141,792,663.21
Ganancia o Perdida en Valores Disponible para la venta		-12,489.16		-0.21		6,082,474.32
Deuda Subordinada		0.00		0.00		0.00
PASIVO Y PATRIMONIO		-136,771,089.06		-4.98		2,744,887,360.00

	2005

Descripción	Enero		Febrero		Marzo		Abril

ACTIVOS LIQUIDOS		126,835,963.62		0.00		0.00		0.00
Depositos Locales en Bancos		131,768.05		0.00		0.00		0.00
A la Vista		131,768.05
A Plazo		0.00		0.00		0.00		0.00
Depositos Extranjeros en Bancos		126,587,803.14		0.00		0.00		0.00
A la Vista		1,687,803.14
A Plazo		124,900,000.00
Menos Provisiones		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00		0.00
Otros		116,392.43
CARTERA CREDITICIA		2,200,288,081.94		0.00		0.00		0.00
Locales		306,197,617.57
Extranjero		1,987,270,083.63
Menos Provisiones		93,179,619.26		0.00		0.00		0.00
Locales		27,171,299.54
Extranjero		66,008,319.72
INVERSIONES EN VALORES		222,360,047.07		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		222,360,047.07
Menos Provisiones		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00		0.00
OTROS ACTIVOS		58,632,178.31		0.00		0.00		0.00
Locales		6,035,440.75
Extranjero		52,596,737.56
TOTAL DE ACTIVOS		2,608,116,270.94		0.00		0.00		0.00
DEPOSITOS		750,176,227.21		0.00		0.00		0.00
Locales		60,224,754.12		0.00		0.00		0.00
Oficiales		0.00		0.00		0.00		0.00
De Particuales		48,524.57		0.00		0.00		0.00
A la Vista		48,524.57		0.00		0.00		0.00
A Plazo		0.00		0.00		0.00		0.00
De Ahorros		0.00		0.00		0.00		0.00
De Bancos		60,176,229.55		0.00		0.00		0.00
A la Vista		8,694,751.76
A Plazo		51,481,477.79
Extranjero		689,951,473.09		0.00		0.00		0.00
Oficiales		0.00		0.00		0.00		0.00
De Particulares		31,442,261.15		0.00		0.00		0.00
A la Vista		1,249,061.15
A Plazo		30,193,200.00
De Ahorros		0.00		0.00		0.00		0.00
De Bancos		658,509,211.94		0.00		0.00		0.00
A la Vista		7,638,493.80
A Plazo		650,870,718.14
OBLIGACIONES		1,091,852,850.63		0.00		0.00		0.00
Locales		30,926,544.85
Extranjero		1,060,926,305.78
OTROS PASIVOS		93,237,233.41		0.00		0.00		0.00
Locales		4,225,532.21
Extranjero		89,011,701.20
PATRIMONIO		672,849,959.69		0.00		0.00		0.00
Capital		321,137,166.85
Reservas de Capital		95,210,153.67
Otras Reservas		0.00		0.00		0.00		0.00
Utilidad de Periodos Anteriores		238,685,540.45
Utilidad de Periodo		11,747,113.56
Ganancia o Perdida en Valores Disponible para la venta		6,069,985.16
Deuda Subordinada		0.00
PASIVO Y PATRIMONIO		2,608,116,270.94		0.00		0.00		0.00

	2005

Descripción	Mayo		Junio		Julio		Agosto

ACTIVOS LIQUIDOS		0.00		0.00		0.00		0.00
Depositos Locales en Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo		0.00		0.00		0.00		0.00
Depositos Extranjeros en Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo
Menos Provisiones		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00		0.00
Otros
CARTERA CREDITICIA		0.00		0.00		0.00		0.00
Locales
Extranjero
Menos Provisiones		0.00		0.00		0.00		0.00
Locales
Extranjero
INVERSIONES EN VALORES		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero
Menos Provisiones		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00		0.00
OTROS ACTIVOS		0.00		0.00		0.00		0.00
Locales
Extranjero
TOTAL DE ACTIVOS		0.00		0.00		0.00		0.00
DEPOSITOS		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Oficiales		0.00		0.00		0.00		0.00
De Particuales		0.00		0.00		0.00		0.00
A la Vista		0.00		0.00		0.00		0.00
A Plazo		0.00		0.00		0.00		0.00
De Ahorros		0.00		0.00		0.00		0.00
De Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo
Extranjero		0.00		0.00		0.00		0.00
Oficiales		0.00		0.00		0.00		0.00
De Particulares		0.00		0.00		0.00		0.00
A la Vista
A Plazo
De Ahorros		0.00		0.00		0.00		0.00
De Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo
OBLIGACIONES		0.00		0.00		0.00		0.00
Locales
Extranjero
OTROS PASIVOS		0.00		0.00		0.00		0.00
Locales
Extranjero
PATRIMONIO		0.00		0.00		0.00		0.00
Capital
Reservas de Capital
Otras Reservas		0.00		0.00		0.00		0.00
Utilidad de Periodos Anteriores
Utilidad de Periodo
Ganancia o Perdida en Valores Disponible para la venta
Deuda Subordinada
PASIVO Y PATRIMONIO		0.00		0.00		0.00		0.00

	2005

Descripción	Septiembre		Octubre		Noviembre		Diciembre

ACTIVOS LIQUIDOS		0.00		0.00		0.00		0.00
Depositos Locales en Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo		0.00		0.00		0.00		0.00
Depositos Extranjeros en Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo
Menos Provisiones		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00		0.00
Otros
CARTERA CREDITICIA		0.00		0.00		0.00		0.00
Locales
Extranjero
Menos Provisiones		0.00		0.00		0.00		0.00
Locales
Extranjero
INVERSIONES EN VALORES		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero
Menos Provisiones		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Extranjero		0.00		0.00		0.00		0.00
OTROS ACTIVOS		0.00		0.00		0.00		0.00
Locales
Extranjero
TOTAL DE ACTIVOS		0.00		0.00		0.00		0.00
DEPOSITOS		0.00		0.00		0.00		0.00
Locales		0.00		0.00		0.00		0.00
Oficiales		0.00		0.00		0.00		0.00
De Particuales		0.00		0.00		0.00		0.00
A la Vista		0.00		0.00		0.00		0.00
A Plazo		0.00		0.00		0.00		0.00
De Ahorros		0.00		0.00		0.00		0.00
De Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo
Extranjero		0.00		0.00		0.00		0.00
Oficiales		0.00		0.00		0.00		0.00
De Particulares		0.00		0.00		0.00		0.00
A la Vista
A Plazo
De Ahorros		0.00		0.00		0.00		0.00
De Bancos		0.00		0.00		0.00		0.00
A la Vista
A Plazo
OBLIGACIONES		0.00		0.00		0.00		0.00
Locales
Extranjero
OTROS PASIVOS		0.00		0.00		0.00		0.00
Locales
Extranjero
PATRIMONIO		0.00		0.00		0.00		0.00
Capital
Reservas de Capital
Otras Reservas		0.00		0.00		0.00		0.00
Utilidad de Periodos Anteriores
Utilidad de Periodo
Ganancia o Perdida en Valores Disponible para la venta
Deuda Subordinada
PASIVO Y PATRIMONIO		0.00		0.00		0.00		0.00

Message

21 de Marzo 2005

ESTADO DE RESULTADO
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
ENERO 2005

(En Balboas)

Descripcion	Enero		Febrero		Marzo		Trimestre I

Ingresos Por Intereses		9,109,529.14		0.00		0.00		9,109,529.14
Préstamos		7,987,032.78						7,987,032.78
Depósitos		272,712.32						272,712.32
Inversiones		849,784.04						849,784.04
Egresos de Operaciones		4,727,393.98		0.00		0.00		4,727,393.98
Intereses Pagados		4,719,229.04						4,719,229.04
Comisiones		8,164.94						8,164.94
Ingreso Neto de Intereses		4,382,135.16		0.00		0.00		4,382,135.16
Otros Ingresos		346,038.36		0.00		0.00		346,038.36
Comisiones		334,501.70						334,501.70
Operaciones con Divisas		11,536.66						11,536.66
Ingresos de Operaciones		4,728,173.52		0.00		0.00		4,728,173.52
Egresos Generales		6,157,781.05		0.00		0.00		6,157,781.05
Gastos Administrativos		919,974.84						919,974.84
Gastos Generales		193,085.86						193,085.86
Gastos de Depreciación		79,400.74						79,400.74
Otros Gastos		4,965,319.61						4,965,319.61
Utilidad antes de Provisiones		-1,429,607.53						-1,429,607.53
Provisiones por Cuentas Malas		-13,176,721.09						-13,176,721.09
Utilidad del Periodo		11,747,113.56		0.00		0.00		11,747,113.56

Descripcion	Abril		Mayo		Junio		Trimestre II

Ingresos Por Intereses		0.00		0.00		0.00		0.00
Préstamos								0.00
Depósitos								0.00
Inversiones								0.00
Egresos de Operaciones		0.00		0.00		0.00		0.00
Intereses Pagados								0.00
Comisiones								0.00
Ingreso Neto de Intereses		0.00		0.00		0.00		0.00
Otros Ingresos		0.00		0.00		0.00		0.00
Comisiones								0.00
Operaciones con Divisas								0.00
Ingresos de Operaciones		0.00		0.00		0.00		0.00
Egresos Generales								0.00
Gastos Administrativos								0.00
Gastos Generales								0.00
Gastos de Depreciación								0.00
Otros Gastos								0.00
Utilidad antes de Provisiones								0.00
Provisiones por Cuentas Malas								0.00
Utilidad del Periodo		0.00		0.00		0.00		0.00

Descripcion	Julio		Agosto		Septiembre		Trimestre III

Ingresos Por Intereses		0.00		0.00		0.00		0.00
Préstamos								0.00
Depósitos								0.00
Inversiones								0.00
Egresos de Operaciones		0.00		0.00		0.00		0.00
Intereses Pagados								0.00
Comisiones								0.00
Ingreso Neto de Intereses		0.00		0.00		0.00		0.00
Otros Ingresos		0.00		0.00		0.00		0.00
Comisiones								0.00
Operaciones con Divisas								0.00
Ingresos de Operaciones		0.00		0.00		0.00		0.00
Egresos Generales								0.00
Gastos Administrativos								0.00
Gastos Generales								0.00
Gastos de Depreciación								0.00
Otros Gastos								0.00
Utilidad antes de Provisiones								0.00
Provisiones por Cuentas Malas								0.00
Utilidad del Periodo		0.00		0.00		0.00		0.00

Descripcion	Octubre		Noviembre		Diciembre		Trimestre IV		Acumulado Anual

Ingresos Por Intereses		0.00		0.00		0.00		0.00		9,109,529.14
Préstamos								0.00		7,987,032.78
Depósitos								0.00		272,712.32
Inversiones								0.00		849,784.04
Egresos de Operaciones		0.00		0.00		0.00		0.00		4,727,393.98
Intereses Pagados								0.00		4,719,229.04
Comisiones								0.00		8,164.94
Ingreso Neto de Intereses		0.00		0.00		0.00		0.00		4,382,135.16
Otros Ingresos		0.00		0.00		0.00		0.00		346,038.36
Comisiones								0.00		334,501.70
Operaciones con Divisas								0.00		11,536.66
Ingresos de Operaciones		0.00		0.00		0.00		0.00		4,728,173.52
Egresos Generales								0.00		6,157,781.05
Gastos Administrativos								0.00		919,974.84
Gastos Generales								0.00		193,085.86
Gastos de Depreciación								0.00		79,400.74
Otros Gastos								0.00		4,965,319.61
Utilidad antes de Provisiones								0.00		-1,429,607.53
Provisiones por Cuentas Malas								0.00		-13,176,721.09
Utilidad del Periodo		0.00		0.00		0.00		0.00		11,747,113.56