UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): March 13, 2007
                                                          --------------

                        NEW YORK COMMUNITY BANCORP, INC.
                        --------------------------------
             (Exact name of registrant as specified in its charter)


          Delaware                         1-31565                06-1377322
-------------------------------     ----------------------   -------------------
(State or other jurisdiction of     Commission File Number    (I.R.S. Employer
incorporation or organization)                               Identification No.)


                  615 Merrick Avenue, Westbury, New York 11590
                  --------------------------------------------
                    (Address of principal executive offices)


                                 (516) 683-4100
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not applicable
                                 --------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

   [ ] Written communications pursuant to Rule 425 under the Securities Act
       (17 CFR 230.425)
   [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
       (17 CFR 240.14a-12)
   [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
       Exchange Act (17 CFR 240.14d-2(b))
   [ ] Pre-commencement communications pursuant to Rule 13e-4c under the
       Exchange Act (17 CFR 240.13e-4(c))



                           CURRENT REPORT ON FORM 8-K
                           --------------------------


Item 8.01         Other Events
                  ------------

                  On March 13, 2007, New York Community Bancorp, Inc. (the
                  "Company") issued a press release announcing that the
                  Company's prospective acquisition of PennFed Financial
                  Services, Inc. ("PennFed") was approved by PennFed's
                  shareholders at a special meeting earlier in the day. As a
                  result, the acquisition will be completed on or about March
                  31, 2007. A copy of the press release is attached hereto as
                  Exhibit 99.1.

Item 9.01         Financial Statements and Exhibits
                  ---------------------------------

        (d)       Attached as Exhibit 99.1 is the press release issued by the
                  Company on March 13, 2007 to announce that PennFed's
                  shareholders had approved the acquisition of PennFed by the
                  Company.




                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: March 13, 2007                         NEW YORK COMMUNITY BANCORP, INC.
      ----------------

                                             /s/ Ilene A. Angarola
                                             --------------------------------
                                             Ilene A. Angarola
                                             First Senior Vice President
                                             and Director, Investor Relations



                                  EXHIBIT INDEX
                                  -------------


Exhibit 99.1        Press release issued by the Company on March 13, 2007.